4104 N BAY HILLS BOULEVARD, SAFETY HARBOR, FL, 34695
Pending14 days on marketListed Jul 30, 2026MLS #TB8532704
About this home
4104 N BAY HILLS BOULEVARD
Original owner - former model home to community. 3BR/2BA/Garage with LARGE LOT in a non-flood zone rating! Steps from Safety Harbor/Downtown Safety Harbor, Oldsmar, Phillipe Park, many shops & destinations right outside of your community! Enjoy an upgraded kitchen, a great use of space for your living area, ensuite primary bath with primary bedroom (including a walk-in closet), two additional bedrooms, along with a patio slab in the back - overlooking a very private backyard with room to add a playset, pool, and lanai! Other improvements include: New exterior paint for the house, walkways, garage, and driveway. Newer HVAC system ('22). Enjoy a convenient sidewalk that wraps around the side of the garage, gutters, artistic brick designed planters for flowers/potted plants, and new mailbox. North Bay Hills has a Civic Association and optional $100 fee for their association (not required). Come see why this LOCATION is A+! Central to so much in Pinellas and Hillsborough counties. Steps from Safety Harbor Spa and Resort, famous beaches in Clearwater and the Gulf Coast, Tampa International Airport, St. Pete/Clearwater Airport, and more! Relax at home and nearby - at so many attractions and destinations. Make your appointment today - easy to see!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,212
Sqft
0.18 ac
Lot size
1
Garage
1980
Year built
One
Levels
$289
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,451 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,451/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−0.9%
$/sqft vs Safety Harbor actives
$289 vs $324
Days on market
14 vs 62 typical
Where $289/sqft sits among the 92 Safety Harbor actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Safety Harbor
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Safety Harbor. See the full Safety Harbor guide →
SAFETY HARBOR 34695 — neighborhood snapshot
Population
17,882
Median age
50.6
Median income
$96,138
Median home value
$418,200
Avg household
2.42
Households w/ children
1,727
For the school run
Pinellas County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Safety Harbor market
$548K → $554K
Safety Harbor median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
57 of 92
Safety Harbor actives have cut their price
Median sold price, Safety Harbor, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% below the SAFETY HARBOR 34695 median. See the full Safety Harbor market guide →
Paper trail
This home's history
Reality check
What actually sold near 4104 N BAY HILLS BOULEVARD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$370,000
4102 N BAY HILLS BOULEVARD · same community
2 bd · 2 ba · 1,176 sqft · $315/sqft · 6 DOM
Sold · Dec ’25$530,000
5 VALENCIA CIRCLE · same community
3 bd · 2 ba · 1,572 sqft · $337/sqft · 50 DOM
Sold · Feb ’26$390,000
36 VALENCIA CIRCLE · same community
3 bd · 2 ba · 1,572 sqft · $248/sqft · 46 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4104 N BAY HILLS BOULEVARD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4104 N BAY HILLS BOULEVARD — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
4104 N BAY HILLS BOULEVARD FAQs
What would the monthly payment be for 4104 N BAY HILLS BOULEVARD?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,451/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4104 N BAY HILLS BOULEVARD?+
The most recent tax bill on record (2025) was $905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4104 N BAY HILLS BOULEVARD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Safety Harbor?+
At $350,000, this home is listed about 42% below the Safety Harbor median of $599,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4104 N BAY HILLS BOULEVARD?+
Countryside High School (high), Leila Davis Elementary School (elementary), Safety Harbor Middle School (middle) — Pinellas County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · Charlie Bodine. MLS #TB8532704.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Safety Harbor homes, in your inbox
Like 4104 N BAY HILLS BOULEVARD but not quite? A daily digest of every new listing in Safety Harbor — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Gavin to ping you on any price or status change →