4034 AMBERJACK DRIVE, HERNANDO BEACH, FL, 34607
Active98 days on marketListed Apr 16, 2026MLS #W7884878
About this home
4034 AMBERJACK DRIVE
Build your dream home on this prime 75' x 100' homesite with desirable southern rear exposure in the sought-after coastal community of Hernando Beach South. This cleared lot offers the perfect opportunity to create a custom residence surrounded by natural beauty and waterfront lifestyle. Nestled within a unique community bordered by the scenic Weeki Wachee Preserve, you'll enjoy privacy, tranquility, and abundant wildlife right in your backyard. Hernando Beach is known for its laid-back coastal charm, with multiple local restaurants, marinas, and shops just a short walk or golf cart ride away. Outdoor enthusiasts will love being just minutes from the famous Weeki Wachee Springs and the crystal-clear Weeki Wachee River--perfect for kayaking, paddleboarding, and boating. Spend your weekends exploring the Hernando Beach Flats or take a quick boat ride to nearby destinations like Anclote Key and the Homosassa River. Depending on your future home design, you may capture beautiful preserve and Gulf views--making this an exceptional location to build your Florida lifestyle. Don't miss this opportunity to own a piece of paradise and build exactly what you want in one of the area's hidden gems.
Facts & features
The home at a glance
0.2 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$689 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$689/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando Beach
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Hernando Beach. See the full Hernando Beach guide →
HERNANDO BEACH 34607 — neighborhood snapshot
Population
9,046
Median age
55.7
Median income
$61,221
Median home value
$343,100
Avg household
2.3
Households w/ children
740
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando Beach market
$495K → $488K
Hernando Beach median sold, yr/yr
95.8%
Sale-to-list ratio (12 mo)
Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 78% below the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Gavin Hatcher
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4034 AMBERJACK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4034 AMBERJACK DRIVE — before you fall in love.
See it in person
Schedule a tour
Pick a day that works — this goes straight to Gavin's phone and CRM.
Straight answers
4034 AMBERJACK DRIVE FAQs
What would the monthly payment be for 4034 AMBERJACK DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $689/mo — principal and interest, the actual property-tax bill, the $22/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4034 AMBERJACK DRIVE?+
The association fee works out to $22 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4034 AMBERJACK DRIVE?+
The most recent tax bill on record (2025) was $777. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4034 AMBERJACK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando Beach?+
At $69,900, this home is listed about 87% below the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4034 AMBERJACK DRIVE?+
Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HERNANDO BEACH 34607 market on paper
$69,900 is 78% below the HERNANDO BEACH 34607 median of $322,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Time on market is leverage
98 days on market against a Hernando Beach median of 35 — sellers in this position are usually ready to negotiate.
Listing courtesy of KW REALTY ELITE PARTNERS · Richard Pleyer. MLS #W7884878.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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