Gavin Hatcher
$659,9002 bd2.5 ba1,398 sqft$472 /sqft$4,195 /mo all-in ↓

3532 EAGLE NEST DRIVE, HERNANDO BEACH, FL, 34607

Active45 days on marketListed Jun 5, 2026MLS #W7886431

WaterfrontSingle Family ResidenceGULF COAST RET

About this home

3532 EAGLE NEST DRIVE

PRIVATE WATERFRONT SETTING, SUNSET VIEWS, QUICK DIRECT GULF ACCESS & APPROXIMATELY 160 FT. OF WATER FRONTAGE! Welcome to 3532 Eagle Nest Dr. in Hernando Beach, a Light & Bright Elevated Coastal Home tucked away in a Private Waterfront Location with Water Views from the Front, Back & Side. Set on an impressive 9,376 sq. ft. lot along Grouper Canal, this property offers a rare waterfront layout with canal frontage behind the home plus a side inlet, creating approximately 160 ft. of waterfront, added privacy, beautiful views & incredible boating flexibility. The side inlet features Davits & a BOAT RAMP, while the backyard feels like a peaceful park with an extended concrete cap, kneewall & plenty of space to relax, entertain or simply enjoy the coastal setting. From inside the home, the owner loves that you can see water from so many windows, and the outdoor living spaces are perfect for taking in the sunsets, watching dolphins & manatees known to play in the canal, or enjoying the incredible wildlife that makes this setting so special -- from osprey, eagles & owls to hummingbirds and other coastal birds. The owner also loves how friendly the area is, adding to the relaxed, welcoming feel of Hernando Beach living. Boaters will love the quick ride to the Open Gulf with no fixed bridges, no lifts & no long canal ride. This 2 Bedroom, 2 Bath, 2-Car Garage Stilt Home offers an Open Floor Plan with two sets of Sliding Glass Doors that fill the home with natural light. The Horseshoe Kitchen has beautiful water views from the window, a functional layout, generous workspace & approximately 5-year-old appliances that stay with the home. The split-bedroom layout gives both bedrooms excellent privacy from each other. The spacious Primary Suite is approximately 20 x 23 with room for a sitting area, a Private Balcony, Walk-In Closet, Walk-In Shower & its own private stairs leading down to the lower level. Downstairs, you will find a HUGE Man Cave & Flexible Use Area featuring a 2-Car Garage, Golf Cart Garage & additional space for a workshop, play room, hobby area, storage, fishing gear, kayaks, paddleboards or all the extras that come with waterfront living. Additional features include a 2017 Metal Roof, 2015 Water Heater, side wraparound upper deck & one of the most unique waterfront settings in Hernando Beach. A wonderful opportunity to enjoy privacy, water views, sunsets, wildlife, quick direct Gulf access & the relaxed coastal lifestyle Hernando Beach is known for.

Facts & features

The home at a glance

2

Bedrooms

2.5

Bathrooms

1,398

Sqft

0.22 ac

Lot size

2

Garage

1997

Year built

Two

Levels

$472

Per sqft

WaterfrontWater view

Inside

FlooringCarpet · Ceramic Tile · Laminate
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Open Floorplan · Split Bedroom · Walk-In Closet(s)
LaundryLaundry Closet
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofMetal
ConstructionVinyl Siding · Wood Frame
FoundationStilt/On Piling
ViewWater
FacesNorth
ParkingGolf Cart Garage · Oversized
ExteriorBalcony · Sliding Doors

Community & fees

Taxes (2025)$2,725/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,195 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property tax — 2025 actual bill$227
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,990Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,990
Interest rate6.00%
Loan term

Estimated payment

$4,195/mo

Principal & interest$3,561
PMI (est., until 20% equity)$247
Property taxes (actual bill)$227
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs GULF COAST RET

$472 vs $363

Days on market

45 vs 35 typical

Where $472/sqft sits among the 18 homes for sale in GULF COAST RET

1
5
5
2 · this home
4
1
$224–287$287–351$351–414$414–478$478–541$541+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Hernando Beach

Map of 3532 EAGLE NEST DRIVE

Drive times from this address

Tampa Int’l Airport (TPA)66 min
Downtown Tampa75 min

Get to know Hernando Beach. See the full Hernando Beach guide →

HERNANDO BEACH 34607 — neighborhood snapshot

Population

9,046

Median age

55.7

Median income

$61,221

Median home value

$343,100

Avg household

2.3

Households w/ children

740

For the school run

Hernando County School District

MiddleFox Chapel Middle School★★★★
ElementaryDeltona Elementary School★★★★
HighWeeki Wachee High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Hernando Beach market

Seller’s marketBalanced5.8 months of inventoryBuyer’s market

$495K$488K

Hernando Beach median sold, yr/yr

95.8%

Sale-to-list ratio (12 mo)

9 of 18

GULF COAST RET have cut their price

Median sold price, Hernando Beach, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 103% above the HERNANDO BEACH 34607 median. See the full Hernando Beach market guide →

Paper trail

This home's history

Jun 5, 2026Listed at $659,900 · 45 days on market since
1997Built · GULF COAST RET

Reality check

What actually sold near 3532 EAGLE NEST DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3181 GULF WINDS CIRCLESold · Aug ’25

$450,000

3181 GULF WINDS CIRCLE · same community

2 bd · 2 ba · 1,397 sqft · $322/sqft · 91 DOM

4059 ORIENT DRIVESold · Jul ’25

$310,000

4059 ORIENT DRIVE · same community

3 bd · 2 ba · 1,414 sqft · $219/sqft · 4 DOM

4499 NEPTUNE DRIVESold · Oct ’25

$450,000

4499 NEPTUNE DRIVE · same community

3 bd · 2 ba · 1,421 sqft · $317/sqft · 39 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gavin Hatcher

Your agent

Gavin Hatcher

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3532 EAGLE NEST DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3532 EAGLE NEST DRIVE — before you fall in love.

See it in person

Schedule a tour

Pick a day that works — this goes straight to Gavin's phone and CRM.

Goes straight to Gavin’s phone and CRM.

Straight answers

3532 EAGLE NEST DRIVE FAQs

What would the monthly payment be for 3532 EAGLE NEST DRIVE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3532 EAGLE NEST DRIVE?+

The most recent tax bill on record (2025) was $2,725. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Hernando Beach?+

At $659,900, this home is listed about 20% above the Hernando Beach median of $548,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3532 EAGLE NEST DRIVE?+

Fox Chapel Middle School (middle), Deltona Elementary School (elementary), Weeki Wachee High School (high) — Hernando County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX ALLIANCE GROUP · Sharie Oakland. MLS #W7886431.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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